Healthy, Wealthy & Wise

Privacy Policy

1. Who is responsible

Bruce Gao, an individual in Chicago, Illinois, USA, is the controller of the personal data described here. Contact: bruceligao@gmail.com.

2. What we collect

We never see or store your card details. Payment card information goes directly to Stripe, which is PCI-compliant. We only receive the result — that a subscription is active, and a token that identifies it.

3. Sensitive information

AIHealthTeam handles health and wellness information, and AIFinanceTeam handles personal financial information. We treat both as sensitive. Please note that we are not a HIPAA-covered entity and these apps are not clinical systems — do not use them to store clinical records. Only enter what you are comfortable having stored on our infrastructure and processed by the AI providers listed below.

4. Why we use it

We do not sell your personal information, and we do not share it with advertisers.

5. AI processing

When you interact with any of these apps, the relevant content is sent to our AI providers so a model can generate a response. Under the commercial API terms we use, these providers do not use your content to train their models. They process it to return a result, subject to their own limited retention for abuse monitoring.

6. Who else processes your data

We use these service providers, and only for the purposes shown:

7. Where it lives, and how it is protected

Data is stored on infrastructure located in the United States. Traffic is encrypted in transit. The database enforces row-level security so one account cannot read another’s rows, and privileged operations run only on the server. No system is perfectly secure, and we cannot guarantee absolute security.

8. How long we keep it

We keep your content for as long as your account exists, because the apps are built to remember. Guest and trial content is transient and may be discarded at any time. When you ask us to delete your account, we remove your content and your account record. Billing records are kept as long as tax and accounting rules require, and backups age out on their own cycle.

9. Your rights

Wherever you live, you can ask us to show you what we hold, correct it, export it, or delete it. If you are in the EU, UK, California or another place with specific privacy rights, those rights apply and we will honour them — including the right not to be discriminated against for exercising them. Email bruceligao@gmail.com and we will action it. There is no charge, and no dark pattern in the way.

10. Children

These Services are not for anyone under 18, and we do not knowingly collect data from children. If you believe a child has given us personal information, email us and we will delete it.

11. Cookies and local storage

We use cookies and browser storage for the things that make an app work — keeping you signed in, remembering your session and preferences — and for the product analytics named above. We do not run advertising trackers.

12. Changes

If this policy changes, the effective date at the top changes with it. Material changes will be signalled in the product before they take effect.

13. Contact

bruceligao@gmail.com. See also our Terms of Service at healthywealthywise.community/terms.